Retirement Planning Solution
Live Your Golden Years on Your Terms
Retire Worry-Free – Build a Future Where Money Works for You
At VR Finserv, we understand that retirement isn’t just about stopping work—it’s about starting the life you’ve always dreamed of. Whether it’s traveling to your dream destination or pursuing a passion, our Retirement Planning solution ensures you never compromise on your dreams.
Why Retirement Planning Can’t Wait
Rising Lifespan
Indians now live 10-15 years longer post-retirement, but savings often fall short.
Inflation Threat
At 6% inflation, ₹1 lakh today will be worth just ₹29,000 in 20 years!
Family Responsibilities
68% of retirees still support children or parents (NSSO Survey).
Shield Your Family’s Future
Insurance + Protection Planning
A medical emergency shouldn’t wipe out savings.
Benefit
Affordable term insurance, health plans, and critical illness covers.
Why VR?
We’ve secured ₹100+ Cr in life coverage for families.
Our 3-Step Retirement Blueprint
1. Personalized Assessment: Your Dreams, Our Math
We start by understanding your vision:
Lifestyle Goals
Village retirement? Monthly foreign trips? Hobby funding?
Family Needs
Child’s marriage costs, elderly parent care, or legacy planning.
Current Finances:
Savings, EPF, PPF, and existing investments.
Example: Mrs. Reddy (50, Hyderabad) wanted ₹1.5 lakh/month post-retirement. We adjusted for 6% inflation and calculated a ₹4.2 Cr corpus.
2. Beat Inflation with Smart Corpus Building
We use advanced tools to project:
Future Expenses
Today’s ₹50k/month = ₹1.6 lakh/month in 20 years.
Corpus Target
Factoring in healthcare (₹10+ lakhs/year for critical illnesses) and leisure.
Investment Mix
Aggressive growth (equities) for early years, shifting to stability (debt funds) near retirement.
Our Strategy
- We do Risk Profiling of the Investor first
- Then, we create a Customized Portfolio with various asset classes based on the Investor’s Risk Appetite and Financial Goals.
3. Wealth Protection & Legacy Planning
Safety First
Shield savings from market crashes while nearing retirement age.
Tax Efficiency
Use different instruments and strategies for tax-friendly income.
Legacy Assurance
Smooth transfer of assets to heirs with wills/trusts—no legal battles.
Why Retirees Trust VR Finserv
✅ Expertise: With our collective expertise of more than 20+ years, we ensure you achieve your Retirement Goals smoothly.
✅ Holistic Approach: Covers health insurance, emergency funds, and estate planning.
✅ No False Promises: Transparent projections backed by data & insights.
✅ Forever Support: Annual reviews to adjust for life changes (e.g., Family events, market shifts etc).
Your Next Steps
Drowning in credit card bills or home loans?
Free Retirement Calculator
See how much corpus you need in 2 minutes.
Consultation
Discuss gaps and solutions—zero obligation.
Start Investing
Begin with as little as ₹5,000/month.
FAQs
Quick Answers for You
I’m 45. Is it too late to start?
Not at all! With disciplined investing, even 15 years can build a ₹3 Cr+ corpus.
What if I need money before retirement?
We create liquid emergency funds so you never touch core retirement savings.
How do you charge?
There is a One-time plan fee.
Why Risk Being a Burden on Your Kids?
Solutions
Why Risk Being a Burden on Your Kids?
